Wachovia Bank Bilks Milford Mom of $455.00 In Predatory Bank Fee's

With Trillions of our tax dollars being given to banks you would think that the cash in hand would be used to bail out struggling home owners, or those upside down on their mortgages but that is not the case.

The story printed in the Connecticut Post is only one of many reasons why draconian banking reform is required. Lori Anne Galligan, like most people in Milford struggle to pay bills and balance her budget, but our local Wachovia banks comprised of the worlds most evil people feel no crime is committed when they rob their clients of $10.3 Billion in overdraft fees.

Our founders warned us long ago about banks, and they said that "none are more imperiled than those people whose nations stand silent as crimes against them are made to be legally protected by the courts." My point is that if we rob a bank of $455.00 we can be charged with ROBBERY OR FRAUD, they on the other hand can call you STUPID AND NEGLIGENT then legally keep your money.

This is just but one of many creative violations of the 14Th Amendment that evil banks engage in on a regular basis. While Ms. Galligan pleaded with her bank manager at Wachovia, she like most of their customers are told to "Go Pound Salt" that there is no credit. Their favorite techniques is to make their customers who receive these fees feel stupid, negligent, and deserving of the fee because of the risk of loss they pose to the bank by their reckless behavior.

These arguments are all baseless, they are mere training techniques rendered by the senior managers to guarantee the 10 Billion in profits keep flowing into their pockets. They even add the added scam of electronically stacking the system against their customers. The do this by clearing the largest checks first and then churn multiple fees on the other smaller transactions. This is the only way its possible for banks to make the huge profits the need to support their overbearing banking presence in local communities.

Many people have asked banks for relief from these fees and Congress passed new banking reform that few people really understand but if one thing is for certain banks are making it clear that being middle class and having a bank account can be a very costly liability. Fee structures indirectly communicate that bank accounts are for the rich, or people so flush with cash that they can keep a massive base sum in their accounts.

Most banks offer "over draft protection" but even that is stacked to harm its consumers with fees and excessive interest, and more often than not they do their very best not to advertise it, offer it, or make it easy to qualify for.

The best way to retaliate against these abusive banks is to close out your account, convert all your savings into Gold (Contact you financial advisor) and have a bank account for the sole purpose of paying those bills that you cannot pay in cash. If you need a credit card, than use prepaid ones that cannot invoke hefty $35.00 fees. Lastly if you insist on using a bank write a letter to your old bank explaining that you switched to a bank that has lower fees, and are less abusive of their customers. The best relief that I personally found from greedy banks was to investigate credit unions.

You may also abandon your account with the negative balance, but some banks now report customers who fight back to the "CHEX" system. This is a "RAT" network of people on a "LIST" that are alleged abusers of their checking privileges. While some people rightfully deserve to be on this "LIST" there are others who are abusing it with customers who refuse to allow themselves to be cheated by their bank or simply just disagree with their charges.

Banning Organic Farming & Regulating Home Gardening, HR 875 & S 425

From Ken Adachi
http://educate-yourself.org/cn/HR875andS425organicfarmingban13mar09.shtml
March 13, 2009


Banning Organic Farming & Regulating Home Gardening, HR 875 & S 425 (Mar. 13, 2009)

These bills need to be examined closely and scrutinized by the public. The public must act quickly, as they are attempting to ram these bills through without debate or discussion. The wording in too many provisions of these bills are simply too VAGUE and open the door WIDE for some government bureaucrat on the state of federal level to decide what farmers can or cannot use to grow food, and how that food will be handled--all under the benign guise of "protecting" the public. Where have we heard that before?

The government has NO BUSINESS interfering or attempting to control farming methodologies, or what choices farmers make for seed or fertilizer or any other aspect of farming or distribution. Period.

This bill was introduced in the House last year by Connecticut democrat Rosa L. DeLauro, but it was stalled in committee and went no further. This year, her pals in Big Agriculture got her to front the bill again, but this time they got an additional 29 NWO sell-outs to join her in sponsorship (curiously, the House sponsorship adds up to exactly 30 sell-outs, the same number of silver coins collected by Judas Iscariot when he betrayed Christ to the Romans)

Rosa is big on the government taking control of everything in your life. She worked tirelessly to stump for illegal alien Barry Soetoro to be fraudulently elected president and then jumped right in with both feet to vote for the "stimulus" taxpayer rip-off "package". She now hopes to get universal health care passed this time around as well, since Rockefeller's Chosen Son is now there to front the socialist/communist propaganda party line for him, right along with Billary.


Rosa has a long history of "helping" people. She has worked for and with Illuminated sell-out Christopher Dodd for many years and essentially learned that to snooker the pulbic into accepting communism dressed up as government sponsored legislation, you have to repeatedly drive home the Tavistock-selling buzz words of the "need" for "protection" and "caring" and "concern" for the "disadvantaged" and the "underprivledged" who have been "disenfranchised" from the American Dream and similar stock sound-byte propaganda phrases.

She learned well from Dodd, who you may remember was very passionate on television in selling the 850 billion Wall Street Bailout "package" to the American public with his ardent "concern" that AIG or Fannie May or Freddie MAC, etc. etc., are TOO BIG and TOO IMPORTANT to the 'credit markets' and the " health" of the American economy to be allowed to go under, blah, blah, blah.

Having lived in Connecticut for a time, I know how much of a haven it is for special money interests like the insurance or banking industires, but also for communist ideology which thrive in Illuminated watering holes like Yale University, the home of Skull & Bones, located in Rosa's hometown of New Haven, Connecticut.

Rosa, like her colleagues who sponsored this outrage and affront to the liberty of the American people, sorely needs to face a new challenge in her life; a Recall. Perhaps some interested patriots reading this missive might want to see what's involved in getting one off the ground.

Ken Adachi

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HR 875: SHORT TITLE.—This Act may be cited as the "Food Safety Modernization Act of 2009"

Full text version pdf of HR 875: http://frwebgate.access.gpo.gov/cgi-bin/getdoc.cgi?dbname=111_cong_bills&docid=f:h875ih.txt.pdf

http://www.agreenerindiana.com/forum/topics/bill-to-ban-organic-farming

Pay special attention to

* Section 3 which is the definitions portion of the bill-read in it’s entirety.
* section 103, 206 and 207- read in its entirety.


What it Does:

* Legally binds state agriculture departments to enforce federal guidelines effectively taking away the states power to do anything other than being food police for the federal government.
* Effectively criminalizes organic farming, but doesn’t actually use the word 'organic.'
* Affects anyone growing food, even if they are not selling it but consuming it.
* Affects anyone producing meat of any kind including wild game.
* Legislation is so broad based that every aspect of growing or producing food can be made illegal. There are no specifics, which is bizarre considering how long the legislation is.
* Section 103 is almost entirely about the administrative aspect of the legislation. It will allow the appointing of officials from the factory farming corporations and lobbyists and classify them as experts and allow them to determine and interpret the legislation. Who do you think they are going to side with?
* Section 206 defines what will be considered a 'food production facility' and what will be enforced upon all food production facilities. The wording is so broad based that a backyard gardener could be fined and more.
* Section 207 requires that the state’s Agriculture department act as the food police and enforce the federal requirements. This takes away the states power and is in violation of the 10th amendment.

Predatory Banks Go Agressive On Fees

With the credit markets dried up, and losses to banks mounting to the tune of 9000 foreclosures a day, banks are getting more aggressive. One of the ways I personally experienced banks raising money is on their "fee income." These fees come in the form of Late Fees, Unavailable Funds Fees, Over Draft Fees, Service Fees, Etc.. These banks could also care less that you are unemployed, on welfare, or just lost your home.

No fee, however is more profitable than the predatory Bank Fee, and employees at at branches are being trained in public combat. When the public complains about a Fee often bank tellers have a system of keeping their money down pat, it's called "No, No, and No" again and again to any refund of their predatory fees.

My personal experience at my own bank had to do with a check that was bounced to me, due to an honest mistake by a friend of mine. The unmentioned bank I no longer deal with, has a policy of maximizing their predatory fees. They do so by clearing the bigger checks first and then ratcheting up lots of overdraft fees on all the smaller checks that did not make it.

Sadly the photo above is true I ended up paying an exorbitant amount for a simple pizza. That aside, keep in mind that banks expect us all to be perfect. They know this is impossible, so they take advantage of our mistakes, they embarrass you, and then keep even more of your money. Peoples, bank keep in mind, recently lost many of their customers personal information and you got nothing for their mistake.

Anyone who feels their bank has been abusive does have some recourse by contacting the Banking Commissioner in Hartford. If your bank is desperate for money and has begun criminal and unethical fee practices call the Banking Commissioner and file a complaint.

Click HERE for the official website.